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 Home insurance offers significant protection for your home and belongings, but it doesn’t cover everything. While it can shield you from many hazards—like fires, hurricanes, snowstorms, and theft—there are specific risks that are often excluded from standard policies. It’s essential to understand what your insurance covers and, more importantly, what it doesn’t, so you’re not caught off guard in the …

  The solution for most COVID-related trip cancellations may be a “Cancel for Any Reason” policy. COVID-19 has made planning ahead a gamble, especially when it comes to travel. It seems every time the virus seems to be on the wane, a new variant and maybe even a sub-variant emerges to launch a renewed attack. News and even rumors can …

  You can go online to find the lowest rates. Most of the web sites that promise to give you quotes from multiple auto-insurance companies refer you to agents rather than providing quotes directly from insurers. The budgeting site Mint.com, for example, analyzes how much you are spending on auto insurance every six months and sends an alert if it looks …